Affordability Calculator
Discover your home buying potential
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Debt-to-income (DTI)
DTI shows the percentage of your monthly income that will go towards paying your debts and estimated house payment.
36% or lower is recommended. A higher DTI increases your buying power but opens you to the risk of overextending yourself.
36% or lower is recommended. A higher DTI increases your buying power but opens you to the risk of overextending yourself.
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yrs
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/mo
You can afford a house up to
$—
Based on your income, debts, and selected guidelines.
Adjust home price
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Payment updates as you drag.
Estimated payment
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P&I
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Taxes (escrow)
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Insurance (escrow)
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PMI
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HOA
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Disclaimer: Estimates are for education only and aren't a loan approval.
Actual qualification depends on credit, program guidelines, and verified taxes/insurance.